Welcome to S. Swarnakar & Son. By accessing or purchasing from our website, you agree to comply with the following Terms & Conditions. Please read them carefully before using our services.

1. General Information

S Swarnakar & Son provides handcrafted and machine-made gold, silver, diamond, and other jewellery products. All content on this website is for informational purposes only.

2. Product Details & Accuracy

• We try our best to provide accurate product images and descriptions.
• Minor variations may occur due to lighting or screen settings.
• Gold rate and gemstone prices are subject to market fluctuations.

3. Pricing & Payments

• All prices displayed are inclusive/exclusive of GST as mentioned.
• Prices may be updated anytime due to market changes.
• Payments must be made using valid bank or digital accounts.

4. Orders & Confirmation

• Your order is confirmed only after successful payment.
• We reserve the right to cancel orders due to technical errors.
• Order updates will be sent via email or SMS.

5. Shipping & Delivery

• Delivery time varies based on product, location, and availability.
• All shipments are insured through trusted logistics partners.
• Customers must provide correct delivery information.

6. Return, Refund & Exchange Policy

• Returns accepted only for damaged or incorrect products.
• Return requests must be raised within 24–48 hours.
• Refunds processed within 7–10 business days.
• Customized items are not eligible for return/refund.

7. Intellectual Property

All images, logos, and content belong to S Swarnakar & Son. Unauthorized usage is strictly prohibited.

8. Limitation of Liability

We are not responsible for damages caused by misuse, third-party errors, or customer negligence.

9. Changes to Terms

These Terms & Conditions may be updated anytime without notice. Please review the page regularly.

10. Contact Information

For queries, contact us:
Email: support@sswarnakar.com
Phone: +91 07278750601